BANKRUPTCY



Bankruptcy is a very confusing topic that is best explained by the people who have experience in dealing with the IRS special procedures division. I will try to solve some of the most common questions that come up. Bankruptcy should not be used as a way to defend against a collection officer. Too often I have seen people file a CHAPTER 7 OR CHAPTER 11 at the advice of their attorney, when they could have negotiated a settlement through the collections division of the IRS. The IRS has set up various departments that will help you settle any problem you have with the collection officer. If a good representative knows what is fair treatment under the current guidelines of the collection division, then they should be able to get you a reasonable settlement without resorting to bankruptcy. This area gets so abused that I have even seen corporations that are insolvent file a chapter 7 ( complete dissolution ). If the corporation is insolvent, what are you trying to protect? There is a much better and less costly way to settle a tax debt owed by a corporation. In fact THIS IS MY BEST MONEY SAVING SERVICE. I have saved many corporations from being shut down, and have created huge tax savings in the process. If you owe money to the IRS and you do not want to pay it, or you do not want to pay what an offer in compromise will require you to pay, then a Chapter 7 bankruptcy may wipe out all, yes all of your taxes. If any years have been assessed over 3 years ago, then they may be discharged in a bankruptcy. There may be circumstances that extend the 3 years. An attorney can advise you. Many people think that a Chapter 13 bankruptcy (wage earner and small business non-corporation plan) will save them from all penalties and interest. They do not know that it will save them from all penalties and interest only if the bankruptcy petition is filed prior to the date the IRS files the lien for those years. Under certain insolvency situations, your overall debt may not have to be paid back because by the end of the bankruptcy, some debt will remain unpaid. Do not confuse this with a discharge of penalties and interest. I have seen the IRS levy paychecks for the balance of debt that was not discharged in a bankruptcy. I have seen remaining balances reduced to a judgment, thereby extending the 10 year statute of limitations they have to collect a delinquent balance. It is important that you understand the difference between a discharge of lien verses a discharge of the debt itself. A good attorney, who deals frequently with IRS motivated bankruptcies will be able to explain this to you. I have had many potential clients come in my office after a seizure by the IRS wondering why the bankruptcy did not erase all IRS debt. More often than not a bankruptcy will not solve your IRS problems the way most people believe it will. Another common problem is that all years, periods, etc. that should be listed as debt are not listed in the petition. Usually records of account are not pulled to verify this. The result is that while you think you are protected by the bankruptcy, the IRS is seizing your spouse's paycheck to pay for the years or periods not covered by the bankruptcy. It gets worse...anyway...do not select an attorney based on the lowest price.

Solution.....

You need to discuss this with a professional that understands these rules and practices them frequently. Dozens of people have come to my office having gone through a bankruptcy only to realize that it cost them more money and reduced a lot less tax than they were led to believe. THINK AGAIN For your FREE analysis click here to e-mail me
Are you looking for a certified public accountant (CPA Firm), IRS tax attorney, lawyer, or enrolled agent (ea) to settle your delinquent back tax debt ? Looking nationwide for an income tax relief representation tax specialist ?, or a U.S. United States tax return preparation accountant, an IRS expert or federal tax fix consultants ?, IRS help or troubles? Can't pay? Stop IRS or stop debt, don't search under www.irs.com, www.irs.org, or www.irs.gov, irs. gov or I.R.S. aarp or call a 1-800 line for an outside tax advisor or taxpayer advocate helpline.

I have tax solutions for many irs debt problems. Did you get a certified letter from the IRS? Was it a final notice of intent to levy? Notice of intent to lien? Was it a 1058,1153, 668 ,668a, cp 11,cp 14,cp 71 cp71A  cp 71c, cp 71d cp 90 cp 101 cp 161 cp 210 cp 297, cp 220, cp 501, cp 502, cp 503, cp 504, cp 515, cp 518, cp 2000,cp 22E cp 3228 cp 521, cp 522, cp 523 cp 2000, offer form 656, 433a or 433b, cp 523, cp 524 letter, IRS letter 2050, 3016  3172 3174 3391 11 1058 1085 form 1099 w2 or w-2 letter 2644c 2625c, letter 3228,  3174(p) letter 3219, letter 566, letter 523  525 531 692 1153 1389 or form 2751 publication 908 ? Do you have a wage or levy garnishment? IRS summons from the nation's largest collectors? Tax dispute resolution relief wanted? Bank account levy or freeze ? Seizure of your paycheck (wages), house, car or other assets ? Un filed past due un filed( overdue) income, income tax business, or payroll tax returns consulting, using j.k. Lasser? Need to have tax resolution or tax relief from our nation's largest collectors on a federal tax lien or levy? An IRS payment plan, liberty, or offer in compromise may be the tax solution, for unpaid or owed liabilities, lost revenue, past year Debt Help, enrolled agent, e.a., Notice Of Levy, Irs Tax Relief, Help line. My tax site to Solve IRS problems. Need a top Tax Attorney for the best  liberty tax deal, remove Irs Liens, Legal Summons Audits Matters Wage Garnishment Law Appeal cp1083 E.A. advisor tax specialist CPA, cpa help Representation at IRS disputes Office. Help is eastern, northern, southern,  or western united states. Some taxpayers combine or misspell website search words such as irstax, backtax, irstaxes, bankrupcy, backtaxes, irsproblem, irsproblems, taxrelief, taxsite, backtaxes, backtax, taxrelief, taxproblem, taxproblems, trustfund, taxattorney, taxaccountant, taxrelief, irscpa, irsaccountant, taxs, attorny, ,back takes, penaltys, liabilitys, unfiled, lein , leon, taxlein, taxlevy, taxleve, taxlevee, nonfiling, nonfiler, accountont, acountant, accountent, acountent, acountont, taxaccountont, taxacountant, preperation, taxaccountent, taxacountent, taxacountont, irsaccountont, irsacountant, irsaccountent, irsacountent, irsacountont, levys, leavy, leavee, leavie, lavy, lavies, lavys, leins, seizurs, seezures, siezures, inocent, innacent, spose, spouce, taxdeal,compromize, compramise, leen, texs, texis, lean, lene, taxlean, taxlien, taxleen, backtaxs, desputes, back taxs, irs defence, filling, releif, nonfiler, non taxpayer, nontaxpayer,nonfiling, EA, ea, un filer, unfiler, consultent.      

I offer online help with IRS collections, irs office, audit division or tax court trouble. I can appeal an offer in compromise, collection action, levy, remove levies, notices of levy, lien, notice of lien, irs tax relief, legal I.R.S. summons, irs audits, payment plans, federal reduction, default settlement, civil penalties, wage garnish or garnishment, back tax return penalties, civil penalty. I offer installment agreement representation. Stop IRS harassment. Do you need settlement representation advisors, taxpayer advocates, irs troubles attack protection under innocent spouse laws or rules, tax amnesty or relief ,negotiation help with non filed or late filing of delinquent back tax returns, payroll taxes unpaid or never paid, Irs Relief or liberty, irs payment plans, personal 1040 taxes, non filer, nonfiling, nonfiler, non filing, back partnership form 1065, corporation form 1120, sub s corporation 1120s, llc  or pllc or llp problem tax relief, petition, appeal of a civil penalty ( trust fund ), summons, unpaid payroll 941 taxes owed, n, e, w, s, NW , SE, NE, SW, other past due taxes, over due and corporate penalty issues, or preparation, to file delinquent tax returns with JK. Lasser's consultant or jk Lasser's tax guide. IRS form 941 taxes, irs  problems, tax problems, irs problem, tax problem, tax relief, back tax, back taxes,  un filed, j.k. Lasser.

I am a professional Houston Texas CPA, not attorney, IRS tax advisor, problem solver, offering settle irs tax problem relief, irs defense debt reduction help, tax collection, tax solutions, collections, irs attack, tax relief, irs tax liens, notices of, or tax dispute resolution to individuals and companies. I will act as your power of attorney, your irs help line advisors, to IRS debt relief audit consulting, IRS PROBLEMS, BACK TAX PROBLEMS, fix back taxes filing, E.A. Texas, er, collections, non-filing, IRS payment plans. non-filer, J.K. Lasser, lien releases, wage levy releases ( removals ), letters to IRS, court petitions, offers in compromise program, removing old levies or leans, PROBLEMS with never paid, collection letters, hardship letter to irs, asset seizures, corporate, cpa help, civil penalties, tax lawyer, irs problems, tax problems, Harris Texas, tax attorney, in the north, east, west, south, northwest, southeast, northeast, southwest, corporations, and other I.R.S. assistance, or taxpayer advocate service relief.

I offer legal help for settlement relief from a federal tax lien or levy issues, payroll tax, delinquent tax returns, preperation, collections, unfiled, income tax, TAX PROBLEM, payment plans, or unfiled back (delinquent) tax debt problems solver. As tax relief specialists, my firm offers solutions to IRS problems, irs help, irs levys, irs levies, irs levees, wage levy release ,j.k. lasser, tax collection, and delinquent debt relief from IRS letters, liens and levies, back taxes ( non filed ), notice of liens, IRS tax relief, assistance, negotiator, law, consultants, accountant, late filer, defense tax lawyer, appeal, seize wages, collections, program, file on time forms, letter 2566 cp90,cp101, cp161, cp210, cp1083,cp501,cp502,cp503,cp504,cp518,cp2000,cp22E 1040 1120 1065 1120s s corporation c corp incorporated 1065llc 1120llc  or pllc cp 1083 941 940 tax lien help, over due, civil penaltys, pay, paycheck, overdue, seizure, IRS problems, revenue service, assistence, remove tax levy, remove tax lien, harris county, irs trouble, freedom, accountant, unfiled back income tax, BACK TAXES, preparation, non filing, troubles, selecting, negotiations what to know how to select, FREEDOM, how to find how www.irs.org or irs.gov or www.irs.gov to hire how to locate how to pick professionals, locate or locating, using or find or finding, hire (hier) or hiring, specialist, accountant, pick or picking, do you owe the irs? Have Irs problems?, a tax lien, or past due taxes? Over due taxes? Need Irs tax relief ISSUES, to appeal the law on civil penalties or (penaltys)? etc.

As a Texas CPA, since IRS representation is federal, I can represent people in the U.S. United States, in all of the following states and cities, n, e, w, s, se, NE, NW, SW, U.S. Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island HOUSTON HARRIS COUNTY South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington D.C. West Virginia Wisconsin Wyoming. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Dallas San Antonio Fort Worth Galveston Austin Sugar land Buffalo Atlanta Miami Pittsburg Pittsberg Pittsburgh San Francisco San Diego Los Angeles Fort Worth New York Los Angeles Chicago Philadelphia Phoenix Detroit San Jose Indianapolis San Francisco Columbus Austin Baltimore Milwaukee Boston Washington El Paso Seattle Denver Jackson Charlotte Fort Worth Harris County Pearland Portland Oklahoma Tucson New Orleans Las Vegas Cleveland Long Beach Albuquerque Kansas City Fresno Virginia Beach Atlanta Sacramento Oakland Mesa Tulsa Omaha Minneapolis Honolulu Colorado Springs St. Louis Wichita Santa Ana Pittsburgh Pittsbergh Arlington Cincinnati Anaheim Toledo Buffalo St. Paul Corpus Christi Aurora Raleigh Newark Lexington-Fayette Anchorage Louisville Riverside Bakersfield Stockton Birmingham Jersey City Norfolk Baton Rouge Hialeah Lincoln Greensboro Plano Rochester Glendale Akron Garland Madison Fort Wayne Fremont Scottsdale Montgomery Shreveport Lubbock Chesapeake Mobile Des Moines Grand Rapids Richmond Yonkers Spokane Augusta-Richmond County Richmond Glendale Tacoma Irving Huntington Beach Arlington Modesto Durham Boise Winston-Salem Abilene Allen Amarillo Arlington Azle Bay City Beeville Big Spring Bowie Brenham Brownsville Burkburnett Canton Carthage Channelview Clifton Colleyville Coppell Crockett Cypress Decatur Denton Dumas Edinburg Euless Forney Freeport Galveston Giddings Gonzales Grapevine Tiki Island Wallisville La Porte Magnolia Dayton Liberty Jersey Village Brazoria Fort Bend Harris Montgomery Waller Humble Bellaire Stafford Rosenberg Tomball Humble League City Houston Texas City Friendswood Seabrook Pasadena Seabrook Sealy Prairie View Harker Heights Henderson Hondo Hurst Jefferson Kemah Kilgore LaGrange Lamesa League City Liberty Llano Lufkin Mansfield McAllen Mexia Mineral Wells Mt Pleasant Nederland Orange Pasadena Pharr Pleasanton Port Lavaca Quinlan Richmond Rockport Rowlett San Marcos Seagoville Sherman South Houston Spring Temple The Colony Universal City Vidor Weatherford Wharton Willis Winnsboro Addison Alpine Baytown Bellaire Clute Deer Park Friendswood Garland Harris Harlingen Katy Killeen Pearland Corpus Christi Dickinson El Paso Ft Worth Jacksonville College Station Conroe Dayton Fredericksburg Huntsville Jasper Kerrville Lake Jackson Laredo Lubbock Magnolia Mesquite Montgomery Odessa Paris Plano Seabrook Splendora Taylor Victoria Winnie Wichita Falls.